The cards dont have an annual fee and you can earn 1%-2% cashback on qualifying purchases. With eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies. Laurie Blank is a blogger, freelance writer, and mother of four. I was really liking my sable account, its convenient, easy to manage, easy to pay the secured card and payments avail right awaybut I have rewards which I try to redeem, and I get an error message. For whatever comes next. The decision was made after thoughtful consideration and is final. We're just allowing this BS! (Notice they say on the last day of the month and then notice the next statement) We don't have a fixed date when we report to the credit bureaus at this time but it will be the month after your billing cycle. I want to like this service, I really do. Mobile Check Deposit | Wellby Our Park Place Branch will be temporarily closed. I transferred money from my capital one account which came out of my account the same day and here I am on day 6 still waiting for sable to process it. So someone please tell me what does this mean they do or don't because they haven't. If you like using mobile deposit or are interested in learning more about how it works, youve come to the right place. Find a location near you. STAY AWAY! Funds for the secured deposit can only come from a Sable savings account. My wife was robbed, they used the card, Sable doesn't care and tells you to pay for purchases made by others, even with the police videos showing the thieves. Although not a bank itself, Sable's accounts are offered by Coastal Community Bank, making it a reputable platform with solid backing (7.1/10), although still small in size. 9GDU.&/_?w]|]/3~=?_{~OKaizv.Z2]}7,K z}]&:2.:C:|M;-k7 }}i9x 'ly^?2ON{ru]Wb{? And again, the transfer takes longer than ANY of my other accounts, which always post within 24 hours or less these days. These funds serve as a security deposit only. Tried emailing, nothing. Sable has started with launching core banking products - checking, debit cards, and credit cards and may expand down the financial stack into any service an International may . (11:07:46 AM) Andell Aziz: Please advise the process to have the account closed off Please note that we report to the credit bureaus a snapshot of your account as of the last day of the month. They gave me a credit score - this was my first card, and for the 8-odd months I've had it, it has been great. $5,000 or 20 checks per day or $10,000 per month. They will not pay the money they owe you. Namely adding the ability to see pending transfers, making the app work with the phone's back button not just the in-app back button (muscle memory, hello? The following Sunday I logged into the app to retrieve the acct/rt numbers, to set up DD. Wells Fargo 5. I reached out to them and after waiting for hours I finally got on to someone via the online chat. We are writing to let you know that your account(s) have been closed due to inactivity, effective immediately. Sable offers customer support by phone and email, although support hours arent listed on the website. On Feb 14, after a problem with my address, my account was blocked, they did not give any information about this ,terrible support, I called them and wrote to them, but they ignore me! Stay far, far away from Sable. Here is a list of factors that might affect how much money you can add to your bank account via mobile deposit. However, this is a risk that comes with any online activity. Shut down my account after I made a Wire transfer of over 160K into the account, saying "Following a thorough review of your account history and activity, we are unable to service this account any longer and your account will be terminated." I recently had a hack on account that had sables information linked to the account and was charged more than $400 for service that I did not order or authorize, but they investigated the matter and I receive my refund without any trouble whatsoever . Sable is not for Seniors! BancorpSouth and Cadence Bank have come together. Today, I called to close BOTH my checking account and credit account & decided to use the chat platform, as advised as one of the alternative methods of reaching Customer Service on the pre-recorded message. Have been using it for a while now and hadnt had any issues. But what if you dont have another person with good credit who can add you as an authorized user? Secured credit absolutely worst credit builder ever guided me poorly. If you choose a BankMobile Vibe account as a refund preference, you have fee-free access to over 55,000 ATMs across the country, including those located in Walgreen and CVS stores. Ally Bank. When I questioned them this is the response I received we currently report all information including your credit utilization, outstanding balance, payment history, and credit limit. I have had a fairly decent experience using the Sable Credit card. I called them on 10/28/22 to find out where my money is and they said that they would send a wire transfer and I should receive it in 24-48 hours. Sable has a simple online banking offering, with debit and credit cards available. Fax +49 911 623979 30. They cause unnecessary harm to credit files and also do not educate them selves on your account because there is zero communication on their part. Generally, checks may be destroyed 14 days after making the deposit. 6. Depositing funds has never been easier, in fact its a snap! This credit card does not require a ss number OR a credit check to open. Sign the check and write For Mobile Deposit Only- SmartBank. Albert Cash. The other negative reviews are spot on. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. See Similar Cards. Tap Back to take a picture of the back of the check, and repeat steps. never shipped my cards and they close my account, never shipped my cards Available for Apple and Android products. No more than $4,000 can be deposited daily, and no more than $10,000 can be deposited in a 3 day period using Mobile Check Deposit. However, you will find mobile check deposit limits at big and small banks and fintechs. Sable does as this is an absolute SCAM! Bank from anywhere in the world. This can be a great option for secured card to build credit but if you want to transfer money in this account, forget about it unless you are ok with it taking 5-7 business days at the least. Any money held in your Sable Bank account will be protected up to $250,000. Really poor customer service. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. Minimum Deposit Amount. I add money to my cc and locked my cards and they still allow charges to come through from unexpect or unwanted merchants. Overall a terribly run company that clearly banks on the fact that people will make large deposits which they essentially steal from you. Open an account and get a card in 5 minutes. However, that same day they closed my account due to "inactivity." They will lock your account without a reason, they pick which accounts to send their physical credit cards to with no guidelines. Ive had my account for a short time and Im steady Brent building my credit on their secured credit account option. The Mobile Remote Deposit Capture services ("Online Service") are designed to allow you to make deposits to your checking, savings, or money . Your purchases can earn up to 2% cash back. The Sable Bank Account and Debit Mastercard has no annual fees, no foreign transaction fees and 0% APR. Enter Offer Code HMB323 when applying. Data privacy and security practices may vary based on your use, region, and age. So, I added my Sable debit card, transferred money into CashApp, and cashed out in CashApp -- and the money went back into my other bank account, and I was charged a fee. So that does not work. I consider it a loss but this is a warning to anybody ever considering opening an account with them. I had stopped using it because of my disappointment and wanted to cash out my rewards before closing the account. This is the WORST bank ! Regulation CC and its Effect on Mobile Deposits. Don't waste your time dealing with this farse. Is The Sable Bank Safe and Secure? Sable currently does not support joint accounts, authorized users, or shared account access. There are just SO many other options available for flexible secured credit cards these days, I would say this is the WORST. Earn 2% cash back on favorite brands Earn 2% 1 cash back on favorite brands, 1% 1 cashback on all purchases, and a 2x cashback match in your first year! Who does business like this? 2 Individual deposits above a certain dollar amount 3 may take up to five business days to become available. Never got the bonus. Had a great onboarding experience with Leap and Sable. Company allowed someone to open an account using my Name, DOB and SSN and allowed the person to change the address. Never answer your calls and do Follow up on emails. Banking services provided by Coastal Community Bank, Member FDIC. WHAT A WASTE OF TIME. Dont trust them. With SpotMe, you can get fee-free overdraft up to $200 (with $200 or more in direct deposits each month)^ Automated savings features Send money to friends and family fee-free (up to a $2,000. They limited my account, then 5 weeks ago they decided to close it permanently and froze my funds until "pending review".. Do not contact us, we contact you was their answer.. Needless to say, they have ignored all my emails and terminate the chat support right on my face every time I brought this issue up. Fast forward to today. A good Bank Card Credit karma. This company is stealing from people, read reviews everywhere. We apologize for any inconvenience. BUSINESS ACCOUNT }t@.u=)z_~ky.yzi:_7&u zl'fG{^G+" "zu5w|9,476:p{kjn$6R^u'f]],qnK/~{|sMZ?nH>l)N0(SnaLX@%gLSO80~e2. 1. You cannot treat Americans this way and think that this is okay. All of these products can be accessed and used through the Sable app, available on both iOS and Android devices. Ive sent emails, Ive done everything I can think of to try to get answers, the redemption button worked the couple of times I used it, then suddenly it just stopped. They don't perform credit checks so there is no way to catch fraudsters before they strike. The list of retailers includes CVS, Walmart, RiteAid, Walgreens, Safeway, Dollar Tree, Dollar General, Kroger and more. This company is purposely trying to stop my account from becoming unsecured. To add to the frustration, they NEVER send you a notification like, "Your credit card bill is due in 7 days" to remind you to transfer the darn funds. *A monthly direct deposit of at least $1,000 is required to waive the $9 monthly account fee. This company has a serious problem just like the guy said below. Safety starts with understanding how developers collect and share your data. Just emails that it can take 90 days..hope I can get my money back. Those include: Jointly payable checks (there are some exceptions - call 1.888.725.2207 for details) Please flatten folded or crumpled checks before taking the photos. Key Things to Know About Paying the Sable Credit Card Deposit. The app needs some tweaking imo. I was notified that there were several charges made online today which I did not make.I have spent 7 hours just today trying to resolve it and I cant talk to anyone. Receiving monthly payroll direct deposits to your Sable bank account of at least $500 per month for the last four months. I'm also reporting them to the BBB, My application was rejected with no reason. Their customer service is practically non-existent with long call wait times that either end in a disconnected call or completely useless agents that will tell you what you want to hear to appease you about your account information. Move money all over the world at guaranteed cheapest rate available with Sable's best rate guarantee. How Long Before My Mobile Deposit Shows Up in My Account? They buy all their reviews on google/youtube to make it look like it's a good card when in reality it's a piece of s*#t :). Sable they are f****** bad they are scammer they hire Indian scammers and they use your credit and your money and they are very very bad don't apply cancel them 100% they are scammers don't trust them they they Outsource and pay the people who work for them little money I know someone and they treat really bad so that's why their customer service is a s*** f****** s***. August my account was reported at the limit but in September before the 27th my balance was $0 and still is, but today is Oct. 16 and they still haven't reported it, WHY?